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Medical bills are the leading cause of bankruptcy, according to a Harvard University study, which also showed that more than 75% of those who declared bankruptcy because of mounting medical bills had health insurance at the start of their illness.

These days, the word “insurance” may be a misnomer. Health care coverage no longer insures that the bulk of your medical costs will be paid. The safety net that medical insurance provided in the past has become riddled with holes so large that many people are falling through, leaving them nearly as vulnerable as those without insurance. These people are considered underinsured.

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The cost of health care is sky high in the United States and ensuring that your health is taken care of in the event that you become sick can be quite costly. This especially holds true for children and in such an expensive climate it can become desperate, especially if the child does not have health insurance. With over 47 million uninsured Americans, the number of children should be staggering. This article will set out to address children who do not have health insurance and why it is extremely important for them to have it.

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